There has been on going debates about the importance of taking rental insurance, when you are renting an automobile. Many believe that their own car insurance will cover them while they are driving a rental and other feel that the credit card they use to rent the car offers them protection. Somethings that you should take into consideration is that rental companies only push this rental insurance for two reasons; the first is so that they will make extra money on your rental and the second is so that the rental insurance will protect their car. In the end, their car is all that is important to them.
Here are some of the most asked questions about rental insurance, and the answer are most likely going to surprise many of you.
DOES MY REGULAR CAR INSURANCE POLICY COVER ME WHEN I AM DRIVING A RENTAL CAR? The answer is yes, most car insurance will cover you fully when you are driving in a rented vehicle, however as with all things it is a good idea to contact your car insurance company in advance and ask them about this coverage. Don’t wait until you are standing in line at the rental agent to attempt to make this decision, know the facts before you get there.
WILL THE CREDIT CARD THAT I USED TO RENT THE CAR COVER ME FOR ANY DAMAGES? There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.
IF MY CREDIT CARD AND INSURANCE COMPANIES COVER ME FOR RENTAL, DO I STILL NEED TO TAKE OUT CAR RENTAL INSURANCE FROM TEH RENTAL COMPANY? This is a definite NO! Most car rental companies will try and convince you that you are only covered if you take their insurance out, but this could not be further from the truth. The insurance that you are provided by your credit card and insurance companies will offer you all the insurance that you are required to have while driving a rental. Rental companies only push their own insurance as a way to make more money offer of the rental of a car.
Before you pick up your rental car, it is important that you find out all the required details from your insurance and credit companies. This is the difference in money in your bank or the rental company’s
Budget Rent a Car is the best site to check out if you are looking for a car rental Surfers Paradise. They are the leading rental car agency in all of Australia.
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